What to Expect at Closing

Important Information

  • You can choose your title company, no one can make you use a certain one.
  • There are two sides to a closing, buyer side and seller side. Each side can close at a different title company or the same one.
  • At closing you will receive an explanation of closing fees and an explanation of each document you sign. There could be lots of documents to sign at closing. Allow an hour in your schedule.
  • Your closing could take 15-60 minutes depending on the type of transaction and your questions.
  • Prior to closing we may ask for important documents such as death certificates, certificates of trust, divorce decree or homeowner’s association information information. We need these to verify someone’s ability to sign, obtain release of interests and/or to protect the integrity of the parties involved.
  • Don’t be afraid to ask questions. Communicate ahead of time with your realtor and lender or us! Our website has several tools to help you get the answers you need.
  • Bring your identification. Driver’s License and one other form, just in case.
  • If you need to bring funds for closing be it is Certified funds and make the check payable to America’s One Title

There are three key areas important to keeping the deal on track for closing:

  • Buyer needs to obtain financing.
  • Lender's conditions such as survey, appraisal, termite inspection and title insurance.
  • Inspections that cover the entire home and/or specialize, such as a roof inspection, chimney inspection and radon.
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The following tasks are just some of the steps that may need to be completed prior to closing:

  • Home Inspection
  • Property appraisal
  • Required repairs as a result of inspection or appraisal
  • Loan approval for buyer
  • Termite inspection 
  • Specialized inspections such as water/sewer, roof, structure or mold
  • Proration of interest, taxes, rent, ect.
  • Survey
  • Title search, title insurance
  • Approval of repairs
  • Homeowners insurance

Title Company

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Closing

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OUR MISSION:

Give those whom we serve a premier title and closing experience and SURPRISE them by exceeding their expectations.

America’s One is one of our very most valuable partnerships. They deliver excellent service, always willing to go the extra mile to ensure that a closing goes well. They are extremely accommodating, very efficient, and always friendly. It truly is a pleasure working with these guys.

— Josh VanDyke, Loan Originator Churchill Mortgage

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It's our way of saying thank you!

Anyone can enjoy the benefits and savings of the ONE Club. It was created to offer our clients and the community Discounts and Savings on things you need around your home. The ONE Club also offers FREE Gift Cards from local businesses and much more:

  • Discounts and Rebates
  • $50 Cash Card on Satellite TV
  • $275 Rebates on Home Security
  • 60% Off Closing Fees for Life

© Copyright 2015 Americas One Title Agency         

Phone: 616-365-4100

          2824 E. Beltline Lane NE, Grand Rapids MI 49525

Phone: 616-365-4100

2824 E. Beltline Lane NE, Grand Rapids MI 49525

© Copyright 2015 Americas One Title Agency